UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Sunday, 31 May 2009

Hanover NEWS - AIG now wants money from charities to pay for bonuses - Daily Kos

AIG now wants money from charities to pay for bonuses - Daily Kos

AIG now wants money from charities to pay for bonuses
Daily Kos, CA
Insurance giant AIG is trying to seize a $490 million charitable endowment -- and claw back $27 million it already awarded to New York charities -- to pay executive bonuses, The Post has learned. It appears that $180 Billion in taxpayer money just ...

Source: news.google.com

Tips for preparing for and surviving a hurricane - WFLX Fox 29

Tips for preparing for and surviving a hurricane
WFLX Fox 29, FL
These should be measured in tens of miles rather than hundreds of miles. If ordered to evacuate, do not delay your departure. Check your insurance coverage - flood damage is not usually covered by homeowners insurance. Take first aid, CPR and disaster ...

Source: news.google.com

Asesinan en EE.UU. a un conocido médico de abortos cuando iba a misa - Qué.es

Asesinan en EE.UU. a un conocido médico de abortos cuando iba a misa
Qué.es, Spain
La tormentosa polémica del aborto en EE.UU. subió este domingo de intensidad con el asesinato en la localidad de Wichita, Kansas, de un ginecólogo especializado en la interrupción de gestaciones avanzadas. El conocido médico, George Tiller de 67 años, ...

Source: news.google.com

Jobcentres to recruit 10000 staff - MSN Money UK

Jobcentres to recruit 10000 staff
MSN Money UK, UK
Jobcentre Plus is launching its own recruitment drive, aiming to appoint thousands more front-line staff. The Government says around 10000 additional employees are required to help get people back into work. The "customer-facing advisers" will help ...

Source: news.google.com

Flint Journal Editorial: Hurley Medical Center should take high ... - MLive.com

Flint Journal Editorial: Hurley Medical Center should take high ...
MLive.com, MI
Perhaps more crucial, the medical center says it needs more money to continue offering free and discounted hospitalization to an ever-growing multitude lacking insurance. Worthy as all that is, there is justified skepticism over the choice of Aug. 4. ...

Source: news.google.com

Saturday, 30 May 2009

State parks 3 school buses - The Tennessean (Mohawk NEWS)

State parks 3 school buses - The Tennessean

State parks 3 school buses
The Tennessean, TN
“It is a consumer fraud case,” she said, not a safety issue. State officials would not explain what a specification sticker is, when they started the investigation or what the penalties could be if violations are found. ...

Source: news.google.com

Indian shares jump 28.3% in May; best in 17 yrs - Zee News

Indian shares jump 28.3% in May; best in 17 yrs
Zee News, India
Investor confidence got a boost after the ruling coalition was re-elected with more seats in Parliament, raising hopes for economic reforms such as reviving asset sales in state companies and opening up sectors like insurance. "Just the improvement in ...

Source: news.google.com

In NY, it's all about me - Lawrence Journal World

In NY, it's all about me
Lawrence Journal World, KS
Health care reform is not an issue, nor the war in Afghanistan, it's all about who I am and what I want and what is necessary for my happiness at this very moment. It's been a liberal city since 1654, when a shipload of Jews arrived in a Dutch Reformed ...

Source: news.google.com

Friday, 29 May 2009

Dekalb NEWS - Woman denies lying for school place - WalesOnline

Woman denies lying for school place - WalesOnline

Woman denies lying for school place
WalesOnline, United Kingdom
Patel denied fraud by false representation at Harrow Magistrates' Court and the case was adjourned until July 8. In the application, Patel claimed she lived at Willow Court, Fulbeck Way, Harrow, and had chosen the school because "it was close to home ...

Source: news.google.com

Woman denies lying for school place - Bristol Evening Post

Woman denies lying for school place
Bristol Evening Post, UK
Patel denied fraud by false representation at Harrow Magistrates' Court and the case was adjourned until July 8. In the application, Patel claimed she lived at Willow Court, Fulbeck Way, Harrow, and had chosen the school because "it was close to home ...

Source: news.google.com

Hilton Head Health Partners with PGA Tour Academy - PR-USA.net (press release)

Hilton Head Health Partners with PGA Tour Academy
PR-USA.net (press release), Bulgaria
Beginning June 3 rd , Hilton Head Health will offer their Guests the opportunity to attend weekly golf clinics lead by the PGA Tour Academy in Hilton Head Island , SC. HILTON HEAD ISLAND , SC (May 29, 2009) – Hilton Head Health (H3) is pleased to ...

Source: news.google.com

H1N1 Flu (Swine Flu) - CDC Update, Fifteenth US Death Confirmed ... - eNews Park Forest

H1N1 Flu (Swine Flu) - CDC Update, Fifteenth US Death Confirmed ...
eNews Park Forest, IL
CDC's response goals are to reduce the spread and severity of illness, and to provide information to help health care providers, public health officials and the public address the challenges posed by this new public health threat. ...

Source: news.google.com

Global Survey Weighs Food Issues - Natural Products Marketplace

Global Survey Weighs Food Issues
Natural Products Marketplace, Arizona
KUALA LUMPUR—Market research firm Synovate conducted its second global “Healthy Living” survey on health, weight control and attitudes to food and exercise, and discovered that, when it comes to food and weight, people are not always logical. ...

Source: news.google.com

Germany extends short-selling ban - Insurance News Net (press release)

Germany extends short-selling ban
Insurance News Net (press release), PA
AP BERLIN_Germany's market regulator on Friday extended until next year a temporary ban on short-selling of shares in 11 financial sector companies. The regulator, BaFin, said the ban now runs through to Jan. 31, 2010. ...

Source: news.google.com

Woman denies lying for school place - Sunday Mercury

Woman denies lying for school place
Sunday Mercury, UK
Patel denied fraud by false representation at Harrow Magistrates' Court and the case was adjourned until July 8. In the application, Patel claimed she lived at Willow Court, Fulbeck Way, Harrow, and had chosen the school because "it was close to home ...

Source: news.google.com

Research Report Sponsored by ACE Reveals 10 Practical Ways to ... - Insurance News Net (press release)

Research Report Sponsored by ACE Reveals 10 Practical Ways to ...
Insurance News Net (press release), PA
NEW YORK--(BUSINESS WIRE)-- In the search for what precipitated the global financial crisis and what can be done to prevent a repeat, the risk management function has emerged as both a potential cause and an area of opportunity. ...

Source: news.google.com

Accused hitman in Newton murder case heads to trial - Boston Herald

Accused hitman in Newton murder case heads to trial
Boston Herald, United States
Prosecutors said Brescia believed he could reconcile with his wife if Schiller was out of the way, so he hired a triggerman to kill Schiller. Schiller, who was found inside his 1999 Nissan in a parking garage next to the insurance building where he ...

Source: news.google.com

National Hurricane Preparedness Week Helps Residents Get Ready for ... - Insurance News Net (press release)

National Hurricane Preparedness Week Helps Residents Get Ready for ...
Insurance News Net (press release), PA
Check your home's insurance coverage. Flood damage is usually not covered by homeowner's policies. It is important to protect family valuables such as photographs and computers and keep important documents in a waterproof container, including insurance ...

Source: news.google.com

Thursday, 28 May 2009

CDC says October soonest for swine flu shots - Fox12Idaho (Edinburg NEWS)

CDC says October soonest for swine flu shots - Fox12Idaho

CDC says October soonest for swine flu shots
Fox12Idaho, Idaho
AP - May 28, 2009 2:33 PM ET ATLANTA (AP) - A US health official said a swine flu vaccine could be available as early as October, but only if vaccine production and testing run smoothly this summer. Dr. Anne Schuchat (Shook-it) of the US Centers for ...

Source: news.google.com

A look at 2 states health insurance plans - WBZ

A look at 2 states health insurance plans
WBZ, MA
HOW IT WORKS: Uninsured adults must pay tax penalties if the state says they can afford insurance. Employers with more than 10 workers must offer insurance or pay penalties of $295 per worker. STRENGTHS: High standards for what qualifies as minimum ...

Source: news.google.com

Compliance and cost: Bitter pills to swallow in the age of oral ... - EurekAlert (press release)

Compliance and cost: Bitter pills to swallow in the age of oral ...
EurekAlert (press release), DC
A chief reason for non-adherence is money: Many of these medications are extremely expensive, and insurance coverage for these expensive oral chemo agents is spotty, leaving many patients to pay a substantial proportion of the cost of their drugs out ...

Source: news.google.com

St. Charles tavern owner facing felony charges - Geneva Sun

St. Charles tavern owner facing felony charges
Geneva Sun, IL
The owner of a St. Charles tavern is facing five felony charges after police said he tried to defraud his insurance company. Paul Gale, 44, 1300 block of Brook Street, St. Charles, was charged with felonies disorderly conduct, insurance fraud and three ...

Source: news.google.com

CDC began shipping virus samples this - WIVB

CDC began shipping virus samples this
WIVB, NY
ATLANTA (AP) - A US health official said a swine flu vaccine could be available as early as October, but only if vaccine production and testing run smoothly this summer. Dr. Anne Schuchat of the US Centers for Disease Control and Prevention said the ...

Source: news.google.com

A look at 2 states health insurance plans - WBZ

A look at 2 states health insurance plans
WBZ, MA
STRENGTHS: High standards for what qualifies as minimum health insurance coverage. Low-income residents now more likely to get preventive care. Employers still offer benefits, haven't been ''crowded out'' by the state-subsidized plan. ...

Source: news.google.com

Tuesday, 26 May 2009

Framingham Co. Gets In Shape On The Job - (Warwick NEWS) Worcester Business Journal

Framingham Co. Gets In Shape On The Job - Worcester Business Journal

Framingham Co. Gets In Shape On The Job
Worcester Business Journal, MA
Workers can get 80 percent of their health insurance premiums paid by the company upon reaching a certain level of fitness. The company usually pays 65 percent. "If you're going to talk to the talk, then you have to walk the walk," Pover said. ...

Source: news.google.com

Filing for crop insurance should be less complicated - Southwest Farm Press

Filing for crop insurance should be less complicated
Southwest Farm Press, KS
The real nightmare may begin as they try to collect crop insurance. I've talked to several farmers who dreaded the prospect of jumping through the hoops necessary to file claims. I've talked to others who have been trying, often in vain, for months to ...

Source: news.google.com

Study: Few Retail Clinics In Poor Neighborhoods - TheStreet.com

Study: Few Retail Clinics In Poor Neighborhoods
TheStreet.com
... the clinics use nurse practitioners to give shots and treat minor ailments such as sore throats and rashes. Visits typically cost $40 to $75, and prices are posted so consumers know what they're paying. People pay cash or use insurance.

Source: news.google.com

Reckoning for once powerful politician set for Wednesday - Mcalester News Capital

Reckoning for once powerful politician set for Wednesday
Mcalester News Capital, OK
Mass, of Higgins, pleaded guilty in April 2007 to a single count of conspiracy to commit mail fraud to deprive another of the intangible right of honest services. Federal prosecutors said “another” in this instance refers to the citizens of Oklahoma. ...

Source: news.google.com

PennyStockPickAlert.com Announces Mid-Day Most Active NYSE Stocks ... - Emailwire

PennyStockPickAlert.com Announces Mid-Day Most Active NYSE Stocks ...
Emailwire
The Colonial BancGroup, Inc. (BancGroup) is a financial services company that provides diversified services, including retail and commercial banking, wealth management services, mortgage banking and insurance products. ...

Source: news.google.com

De Menezes officer who admitted tampering with evidence cleared of ... - Daily Mail

De Menezes officer who admitted tampering with evidence cleared of ...
Daily Mail, UK
'Owen' failed to refer to the note both when the IPCC began investigating the death in 2005 and during the 2007 health and safety trial, the IPCC found. On October 7 last year, a week before he gave evidence to the inquest, he removed the line of text ...

Source: news.google.com

Swine flu outbreak at school sees confirmed cases jump to 184 - Daily Mail

Swine flu outbreak at school sees confirmed cases jump to 184
Daily Mail, UK
By Daily Mail Reporter An outbreak of swine flu at a school saw the number of cases leap by 47 to 184, the Department of Health confirmed today. Of the new cases, 44 were linked to the school in the West Midlands and three were from the south of the ...

Source: news.google.com

Arkansas' fish detectives - Delta Farm Press

Arkansas' fish detectives
Delta Farm Press, NE
The labs are the only providers of fish disease diagnostic services in Arkansas and the UAPB lab was one of the first in the country approved by USDA's Animal and Plant Health Inspection Service to inspect fish for export. The four labs screen hundreds ...

Source: news.google.com

Framingham Co. Gets In Shape On The Job - Worcester Business Journal

Framingham Co. Gets In Shape On The Job
Worcester Business Journal, MA
It offers a health rewards system that pays workers with incentives to become more active. Workers whose companies contract with Virgin earn points for things like walking certain number of steps. The points can then be turned into cash or gift cards ...

Source: news.google.com

MassDEP Fines Cape Cod Commercial Linen for Delayed Notification ... - American Laundry News

MassDEP Fines Cape Cod Commercial Linen for Delayed Notification ...
American Laundry News, IL
... to every aspect of the material handling,” says David Johnston, acting director of MassDEP's Southeast regional office in Lakeville, Mass. “Disposal of such waste is very important, and mismanagement can cause serious health or environmental impacts.”

Source: news.google.com

Sunday, 24 May 2009

Police Need Your Help Locating Fraud Suspect - WRCB-TV (StonyPoint NEWS)

Police Need Your Help Locating Fraud Suspect - WRCB-TV

Police Need Your Help Locating Fraud Suspect
WRCB-TV, TN
CHATTANOOGA (WRCB) - Chattanooga Police need your help tracking down a woman they say is a fraud suspect. Investigators say a woman made three withdrawals totaling $3800 from Trust Federal Credit Union locations. Police say she used a Georgia ID which ...

Source: news.google.com

Back Pain An Issue For Nearly All Vets - Voxy

Back Pain An Issue For Nearly All Vets
Voxy, New Zealand
The study by Hawke's Bay District Heath Board health and safety manager Andrew Scuffham is part of a research project for a master of ergonomics degree. Mr Scuffham sent a questionnaire to 2112 registered vets and received a 41 per cent response rate. ...

Source: news.google.com

Joel sued by former drummer - KOKI FOX 23

Joel sued by former drummer
KOKI FOX 23, OK
People get fired, they get severance or insurance for a certain period of time. I didn't even get a phone call. It was cold." And the drummer, who now works as a studio musician, believes he was booted after he took part in an intervention with Joel ...

Source: news.google.com

Lawmakers look to reinvent government - The Hour

Lawmakers look to reinvent government
The Hour, CT
"We just got a bunch of cash, so we don't have the headache of liability insurance, blah, blah, blah, blah, blah." He's also suggested replacing the state's fleet of cars with rentals. Daily said such ideas are being discussed. ...

Source: news.google.com

Moms still waiting for formula - The Times

Moms still waiting for formula
The Times, South Africa
The Gauteng health department has come under fire for the bungling that led to Soweto clinics running out of infant milk formula for more than a week. Today is the ninth day on which Soweto mothers are battling to feed their babies because the ...

Source: news.google.com

Joel sued by former drummer - 13WHAM-TV

Joel sued by former drummer
13WHAM-TV, NY
People get fired, they get severance or insurance for a certain period of time. I didn't even get a phone call. It was cold." And the drummer, who now works as a studio musician, believes he was booted after he took part in an intervention with Joel ...

Source: news.google.com

NY woman second to die of swine flu - Daily Mail - Charleston

NY woman second to die of swine flu
Daily Mail - Charleston, WV
A spokeswoman for the city's Department of Health and Mental Hygiene says the woman died over the weekend and had underlying health conditions. Assistant public school principal Mitchell Wiener became the city's first death from the virus a week ago. ...

Source: news.google.com

Chart Expenses to Find Ways to Save - Washington Post

Chart Expenses to Find Ways to Save
Washington Post, United States
You could negotiate lower insurance premiums and other service costs. Arm yourself with quotes from competing companies, and threaten to switch. Even offer employees incentives to come up with their own cost-saving methods. Reward them with a bonus of ...

Source: news.google.com

Let's see what happens when the Zuma hotline rings - The Times

Let's see what happens when the Zuma hotline rings
The Times, South Africa
Manto Tshabalala-Msimang plunged the public health system into crisis and took public hospitals to the brink of collapse without even the mildest rebuke. Zuma will have to show some backbone and act against incompetence if his stated desire to return ...

Source: news.google.com

Invest in pigs and province will fly - The Southland Times

Invest in pigs and province will fly
The Southland Times, New Zealand
Former Labour health minister David Cunliffe gave conditional approval on the trials in October, after two years of consultation, for eight New Zealand type-1 diabetes patients to receive transplants. Conditions on the approval included international ...

Source: news.google.com

Saturday, 23 May 2009

Expenses backlash continues to grow - (Anna Maria NEWS) Boston Standard

Expenses backlash continues to grow - Boston Standard

Expenses backlash continues to grow
Boston Standard, UK
Ian McCartney blamed "health problems" for his early retirement but was himself revealed this week to have claimed thousands of pounds for furniture for his second home. Tory MP, Sir Peter Viggers, broke cover to say he felt "ashamed and humiliated" ...

Source: news.google.com

Feds say tax refund scheme totalled $630000 - WMBF

Feds say tax refund scheme totalled $630000
WMBF, SC
1, 2005, through Dec. 31, 2007 and obtained more than $423000 in refunds after filing over 120 false income tax returns. The Internal Revenue Service blocked some claims. Davila is accused of conspiracy, filing false income tax claims, mail fraud, ...

Source: news.google.com