UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Thursday, 30 April 2009

Judgment could cause Wash town's bankruptcy - The Columbian (Altamonte Springs NEWS)

Judgment could cause Wash town's bankruptcy - The Columbian

Judgment could cause Wash town's bankruptcy
The Columbian, WA
Ferguson said the judgment is at least a quarter of the city's annual budget, and it's not clear if insurance will pay for it. The city is insured by the Association of Washington Cities, but it was insured through the Cities Insurance Association of ...

Source: news.google.com

One in ten people in Northern Ireland work in the health sector - Nursing Times

One in ten people in Northern Ireland work in the health sector
Nursing Times, UK
Figures show that more than one in ten of Northern Ireland's workforce are employed in the health and social care sector. The Health and Social Care Workforce Census, published by the Department of Health, shows that nearly 78000 people work in the ...

Source: news.google.com

Ex-Tiananmen convicts still struggling to survive - The Express Times - LehighValleyLive.com

Ex-Tiananmen convicts still struggling to survive
The Express Times - LehighValleyLive.com, PA
... Exhibition Center, an ornate 1950's-era communist landmark. His former co-workers now have families, meager pensions and health insurance. Zhang has none of that. He was released from jail with stern warnings to avoid trouble and nothing else, he said.

Source: news.google.com

CIGNA Corporation Q1 2009 Earnings Call Transcript - Seeking Alpha

CIGNA Corporation Q1 2009 Earnings Call Transcript
Seeking Alpha, NY
He will also discuss our medical membership results and outlook, and provide a current assessment of the health benefits marketplace. Mike Bell will then review the financial details for the quarter and provide the financial outlook for full year 2009. ...

Source: news.google.com

Rocklin beats Roseville, SFL softball squeezes even tighter - Granite Bay Press Tribune

Rocklin beats Roseville, SFL softball squeezes even tighter
Granite Bay Press Tribune,  USA
A two-out ground ball through the legs of shortstop Kristen Burford allowed Rocklin to tack on an insurance run in the top of the seventh, and it was a run the Thunder needed as Roseville tallied once in the home half, but came up just short. ...

Source: news.google.com

ATI CEO Hentschel Announces Trust Travel Alliance (TTA) With the ... - MarketWatch (press release)

ATI CEO Hentschel Announces Trust Travel Alliance (TTA) With the ...
MarketWatch (press release)
We are delighted to support this Trust Travel Alliance and to work with the top expert of US tourism, ATI, to ensure safety, insurance and quality standards." Hentschel remarked, "Trust Travel Alliance (TTA) is a vital industry commitment to safety and ...

Source: news.google.com

RenaissanceRe Expands Global Underwriting Platform at Lloyd's - PR-Inside.com (Pressemitteilung) (Valparaiso NEWS)

RenaissanceRe Expands Global Underwriting Platform at Lloyd's - PR-Inside.com (Pressemitteilung)

RenaissanceRe Expands Global Underwriting Platform at Lloyd's
PR-Inside.com (Pressemitteilung), Austria
RenaissanceRe Holdings Ltd. is a global provider of reinsurance and insurance. Our business consists of two segments: (1) Reinsurance, which includes catastrophe reinsurance, specialty reinsurance and certain joint ventures and other investments ...

Source: news.google.com

Family planning is complicated when cancer intrudes - St. Louis Post-Dispatch

Family planning is complicated when cancer intrudes
St. Louis Post-Dispatch, MO
Complicating matters is the fact that health insurance policies may not cover fertility treatments for women about to be treated for cancer, and out-of-pocket costs for harvesting eggs, creating embryos and having in vitro fertilization can reach tens ...

Source: news.google.com

UAE bans import, handling of pork amid flu fears - The Post-Standard - Syracuse.com

UAE bans import, handling of pork amid flu fears
The Post-Standard - Syracuse.com, NY
Health officials say the United Arab Emirates has banned the import and handling of all pork products as a precaution against swine flu. Abdullah abu Ruwaida, public health and environmental consultant for the General Secretariat of Municipalities, ...

Source: news.google.com

Nourishing leftovers: Gleaning bears fruit for food banks, poor ... - Sun-Sentinel.com

Nourishing leftovers: Gleaning bears fruit for food banks, poor ...
Sun-Sentinel.com, FL
The local gleaning program was started by Salvation Army staffer Maddy Graham to supplement food boxes given to needy families who too often rely on fast food and discount retailers for high-fat, high-sugar foods that can lead to health problems. ...

Source: news.google.com

Second half of Jazz Fest begins Thursday - The Times-Picayune - NOLA.com

Second half of Jazz Fest begins Thursday
The Times-Picayune - NOLA.com, LA
AP National News AP World News AP Louisiana News AP Washington News AP Politics News AP Sports News AP Business News AP Entertainment News AP Technology News AP Health News AP LOUISIANA NEWS AP NATIONAL NEWS.

Source: news.google.com

Hosemann pushes ballot initiative for voter ID By AMBER CRAIG - The Mississippi Press - gulflive.com

Hosemann pushes ballot initiative for voter ID By AMBER CRAIG
The Mississippi Press - gulflive.com, MS
Proponents argue that requiring a picture identification to vote would help prevent voter fraud, while opponents say that requiring ID would possibly intimidate older black people who were subject to poll taxes and other Jim Crow laws decades ago. ...

Source: news.google.com

THIS MORNING - Scranton Times

THIS MORNING
Scranton Times, PA
The speakers will touch on the benefit of packaging their health care benefit needs together to negotiate for reduced prices from insurance companies or through self-insurance. Representatives of municipalities in Lackawanna County may attend.

Source: news.google.com

Title Industry Reports First Cumulative Net Loss in Over 20 Years - Market Wire (press release)

Title Industry Reports First Cumulative Net Loss in Over 20 Years
Market Wire (press release)
COLUMBUS, OH--(Marketwire - April 30, 2009) - The 2008 financial results for the Title insurance industry were less than stellar. In fact, it was the worst year ever recorded in the history of "Demotech Performance of Title Insurance Companies. ...

Source: news.google.com

LOCAL SCOREBOARD - Zanesville Times Recorder

LOCAL SCOREBOARD
Zanesville Times Recorder, OH
Northwestern Mutual topped Young Insurance 7-3. Winning pitcher Alex Williams had six strikeouts and slugged a home run, while Jon Junk, Seth Mirgon and Jacob Miller pounded out two hits apiece. Young Insurance was led by Elliott Start and Eric Walker ...

Source: news.google.com

Jail for conman who pretended to be actor - Norwich Evening News

Jail for conman who pretended to be actor
Norwich Evening News, UK
Hinder admitted four offences of fraud, three of making false representations, one of burglary and one of theft and asked for either other similar offences committed in St Austell, Cornwall, to be considered. The case was heard at Gloucester Crown ...

Source: news.google.com

Chinese insurers Q1 profits reach 8.58 bln yuan - Trading Markets (press release) (Manlius NEWS)

Chinese insurers Q1 profits reach 8.58 bln yuan - Trading Markets (press release)

Chinese insurers Q1 profits reach 8.58 bln yuan
Trading Markets (press release), CA
HK) and China Pacific Insurance Co., Ltd. (CPIC, 601601.SH), China's three insurance heavyweights, reported a net profit of 7.235 billion yuan in the first quarter Property insurance companies are expected to post profits of 270 million yuan by the end ...

Source: news.google.com

Smoke ban nears NC Senate approval - WBT

Smoke ban nears NC Senate approval
WBT, NC
The Senate health care panel broadened the ban to remove a large exemption for stand-alone bars or other places where someone must be 18 to work or patronize. The version that cleared the House floor three weeks ago had that exception. ...

Source: news.google.com

BankUnited fate still unclear: BankUnited continued its quest for ... - Trading Markets (press release)

BankUnited fate still unclear: BankUnited continued its quest for ...
Trading Markets (press release), CA
Officials at the Federal Deposit Insurance Corp. and Office of Thrift Supervision declined to discuss Coral Gables-based BankUnited's future. "We continue to work on all avenues to recapitalize the bank," Ramiro Ortiz, BankUnited's chief executive ...

Source: news.google.com

Phuket dive boat accident relatives urged to file claims - Phuket Gazette

Phuket dive boat accident relatives urged to file claims
Phuket Gazette, Thailand
PHUKET CITY: Relatives of several European victims of the Choke Somboon 19 disaster off Phuket Island have yet to file insurance claims with underwriter AIG, which is waiting to pay out 200000 baht for each of the deceased. The seven victims – Swiss, ...

Source: news.google.com

US Preps For Long Haul As Swine Flu Spreads - WSOCtv.com

US Preps For Long Haul As Swine Flu Spreads
WSOCtv.com, NC
WASHINGTON -- The new swine flu is rattling Americans from coast to coast and President Barack Obama pledged "to do whatever it takes" to battle an emergency that world health authorities warned is inching closer to a full-fledged pandemic. ...

Source: news.google.com

BUYINS.NET: ATO, FFH, LKQX, WSO, OSK and MEDX Expected To Be Lower ... - Trading Markets (press release)

BUYINS.NET: ATO, FFH, LKQX, WSO, OSK and MEDX Expected To Be Lower ...
Trading Markets (press release), CA
Fairfax Financial Holdings Limited (NYSE: FFH), through its subsidiaries, engages in property and casualty insurance and reinsurance, and investment management businesses. The company also provides claims adjusting, appraisal, and loss management ...

Source: news.google.com

Wednesday, 29 April 2009

Govt tightens safety rules for worksites - People's Daily Online (Fabius NEWS)

Govt tightens safety rules for worksites - People's Daily Online

Govt tightens safety rules for worksites
People's Daily Online, China
... at least 100 injuries or a financial loss of more than 100 million yuan ($14 million) - will be investigated directly by the State Council, while local governments will assist and help victims get compensation from insurance firms. ...

Source: news.google.com

Credit Crunch Should Teach Us to Dump Plastic - Washington Post

Credit Crunch Should Teach Us to Dump Plastic
Washington Post, United States
It can also mean higher insurance rates for your home or car, or worse, the loss of a job. For others, the reduction in available credit or the cancellation of a card won't be more than a tiny sting you get when you're dumped by someone you didn't care ...

Source: news.google.com

E&N station restoration ready to go - BCLocalNews

E&N station restoration ready to go
BCLocalNews, Canada
Backhouse said more than $800000 of the money needed is expected to come from VIA Rail's insurance. The rest of the restoration will be financed through a commercial mortgage and lease agreements for 5500 square feet of commercial and office space in ...

Source: news.google.com

Aspen Reports Solid 1Q - Morningstar.ca

Aspen Reports Solid 1Q
Morningstar.ca, Canada
by Drew Woodbury | 29 Apr 09 | E-mail Article to a Friend Aspen Insurance Holdings' AHL first-quarter results were buoyed by improving prices in the reinsurance market. Gross written premiums increased 7% to $636.6 million during the quarter, ...

Source: news.google.com

Gregoire Won't Be Surprised If Swine Flu Comes To Washington - OPB News

Gregoire Won't Be Surprised If Swine Flu Comes To Washington
OPB News, OR
BY AUSTIN JENKINS So far no swine flu cases have been detected in Northwest states. But Washington Governor Chris Gregoire says that could change. Gregoire gave a brief swine flu update Wednesday after a bill signing ceremony in Olympia. ...

Source: news.google.com

$1120 trash can, $790 ashtrays prompt probe of alleged fraud in ... - WTKR Your NewsChannel 3 (Calvert NEWS)

$1120 trash can, $790 ashtrays prompt probe of alleged fraud in ... - WTKR Your NewsChannel 3

$1120 trash can, $790 ashtrays prompt probe of alleged fraud in ...
WTKR Your NewsChannel 3, VA
Investigators are looking into those and other items as they probe allegations that Bosnian Serb leader Milorad Dodik and 14 of his aides engaged in widespread fraud, embezzlement and abuse of power. Details of lavish public spending — along with ...

Source: news.google.com

EI claims up in all regions: StatsCan - New Brunswick Business Journal

EI claims up in all regions: StatsCan
New Brunswick Business Journal, Canada
By Julian Beltrame OTTAWA - The worst recession in decades is not choosing favourites, hammering Canadian workers regardless of where they live, new data on employment insurance payouts show. The number of Canadians collecting jobless benefits jumped ...

Source: news.google.com

m outlines blueprint for prosperous India - Hindustan Times

m outlines blueprint for prosperous India
Hindustan Times, India
While the Knowledge Grid interconnects universities with socio-economic institutions, industries and research and development organisations, the Health Grid joins the healthcare institutions of government, corporates and super-speciality hospitals. ...

Source: news.google.com

CNinsure Announces Rescheduled Date for First Quarter 2009 ... - SunHerald.com (press release)

CNinsure Announces Rescheduled Date for First Quarter 2009 ...
SunHerald.com (press release)
The Company distributes a wide variety of property and casualty and life insurance products underwritten by domestic and foreign insurance companies operating in China, and provides insurance claims adjusting as well as other insurance-related services ...

Source: news.google.com

Jay backs universal health records system - Times-West Virginian

Jay backs universal health records system
Times-West Virginian, WV
The bill also calls for the creation of a child-specific electronic health record to be used in Medicaid, the Children's Health Insurance Program and other federal children's health initiatives. Funding is included in the American Recovery and ...

Source: news.google.com

BEAT MOTORWAY MONOTONY THIS BANK HOLIDAY - Response Source (press release)

BEAT MOTORWAY MONOTONY THIS BANK HOLIDAY
Response Source (press release), UK
RAC incorporates RAC Insurance. RAC is committed to providing the very highest levels of service to its members and has been ranked first for customer service by JD Power and Associates' UK Roadside Assistance Study for the last three years. ...

Source: news.google.com

Bosnian Serb HQ: $1120 trash can, $790 ashtrays - Philadelphia Inquirer

Bosnian Serb HQ: $1120 trash can, $790 ashtrays
Philadelphia Inquirer, PA
Investigators are looking into those and other items as they probe allegations that Bosnian Serb leader Milorad Dodik and 14 of his aides engaged in widespread fraud, embezzlement and abuse of power. Details of lavish public spending , along with ...

Source: news.google.com

President Obama to spend 100th day in spotlight - The Southern Ledger

President Obama to spend 100th day in spotlight
The Southern Ledger, TN
President Barack Obama smiles beneath a portrait of George Washington as reporters enter the Oval Office of the White House before the swearing in of Health and Human Services Secretary Kathleen Sebelius,Tuesday, April 28, 2009, in Washington. ...

Source: news.google.com

Some NH residents quarantined as swine flu testing gets under way - Foster's Daily Democrat (Sanibel NEWS)

Some NH residents quarantined as swine flu testing gets under way - Foster's Daily Democrat

Some NH residents quarantined as swine flu testing gets under way
Foster's Daily Democrat, NH
And, in Maine at least a dozen people were being tested for the virus, health officials say. Dr. Jose Montero of the New Hampshire Department of Health and Human Services said there remained no confirmed cases of swine flu in New Hampshire or New ...

Source: news.google.com

Elroy stays calm, despite pesky mail - Worcester Telegram

Elroy stays calm, despite pesky mail
Worcester Telegram, MA
He's been invited to open houses, offered discounts on prom attire and tempted by term life insurance and a Preferred Rewards card from Citibank. One of my favorite letters invited Elroy to a business seminar at the Crown Plaza: “Mr. Premo,” it read. ...

Source: news.google.com

Tuesday, 28 April 2009

CDC: 'Fully expect we will see deaths' - Inside Bay Area (Horseheads NEWS)

CDC: 'Fully expect we will see deaths' - Inside Bay Area

CDC: 'Fully expect we will see deaths'
Inside Bay Area, CA
By MIKE STOBBE AP Medical Writer ATLANTA—A US health official said at least five people are hospitalized with swine flu in the United States and deaths are likely. "I fully expect we will see deaths from this infection," as swine flu cases are ...

Source: news.google.com

Lawmakers delay vote on Obama housing pick - MLive.com

Lawmakers delay vote on Obama housing pick
MLive.com, MI
In October 2007, six big homebuilders agreed to pay $1.4 million to resolve federal allegations that they illegally established title insurance companies that took payments amounting to kickbacks. The builders agreed to halt the practices. ...

Source: news.google.com

Supervisors mulling options for new courthouse HVAC - Daily Times Herald (Coconut Creek NEWS)

Supervisors mulling options for new courthouse HVAC - Daily Times Herald

Supervisors mulling options for new courthouse HVAC
Daily Times Herald, IA
Voted to have Alliance Benefits Group of Indiana perform an audit to determine the liability of retired employees still on county health insurance. The audit, a new federal requirement, will cost $3000. Supervisor Del McDermott cast the lone dissenting ...

Source: news.google.com

Woman sentenced for stealing $178K from St. Thomas - KSTP.com

Woman sentenced for stealing $178K from St. Thomas
KSTP.com, MN
Gayle Janis Schmidt was sentenced to 18 months in prison and three years of supervised release on one count of wire fraud and one count of unauthorized access to a protected computer. Schmidt pleaded guilty in December and ordered to pay $178432.03 in ...

Source: news.google.com

US judge clears Pa. lobbyist of insider trading - The Associated Press

US judge clears Pa. lobbyist of insider trading
The Associated Press
PHILADELPHIA (AP) — A federal judge cleared a Pennsylvania lobbyist of a civil insider-trading charge after questioning both his testimony and that of the supposed beneficiary. Frederick W. Anton III, president and chief executive officer of the ...

Source: news.google.com

Employment insurance beneficiaries jump 7.8% - Vancouver Sun

Employment insurance beneficiaries jump 7.8%
Vancouver Sun,  Canada
The number of Canadians receiving regular employment insurance benefits jumped 7.8% in February from the previous month, Statistics Canada said Tuesday. The number of Canadians receiving regular employment insurance benefits jumped 7.8% in February ...

Source: news.google.com

Tamalpais Bancorp Reports First Quarter Results - StreetInsider.com (subscription) (Nunda NEWS)

Tamalpais Bancorp Reports First Quarter Results - StreetInsider.com (subscription)

Tamalpais Bancorp Reports First Quarter Results
StreetInsider.com (subscription), MI
The Company receives tax credits for its investment in affordable housing funds and records deductions for investment in municipal bonds, income from bank owned life insurance, and lending in Enterprise Zones. These deductions and credits render the ...

Source: news.google.com

Four Groups Sign Contracts for MPV Eligibility to Improve Patient ... - Earthtimes (press release)

Four Groups Sign Contracts for MPV Eligibility to Improve Patient ...
Earthtimes (press release), UK
AUSTIN, Texas - (Business Wire) Medical Present Value, Inc. (MPV) today announced that four medical groups representing more than 1700 providers have selected MPV Eligibility to automate patient insurance and benefits verification processes. ...

Source: news.google.com

Hiscox: 38% of Fortune 500 companies fail to flag up data breach ... - Royal Gazette

Hiscox: 38% of Fortune 500 companies fail to flag up data breach ...
Royal Gazette, Bermuda
"Criminals today know that the real money is no longer to be found in bank safes but on company computers where access to one system could net the confidential information of millions of individuals, leading to fraud on a grand scale," said Jim ...

Source: news.google.com

Obama doesn't understand that government competition is a problem - Motley Fool

Obama doesn't understand that government competition is a problem
Motley Fool
The government now runs a significant share of the banking sector, the auto sector, and soon they will run the health insurance sector. They will tell these companies who to loan money to, what cars to build, and what health services to provide at what ...

Source: news.google.com