UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Saturday, 28 February 2009

Fraud News - Obama: I Work for Americans, Not Lobbyists - ABC News


Obama: I Work for Americans, Not Lobbyists
ABC News
"I know that the insurance industry won't like the idea that they'll have to bid competitively to continue offering Medicare coverage," Obama said. "I know that banks and big student lenders won't like the idea that we're ending their huge taxpayer ...
in UNUM US News >


Danis Records Another Shutout As Isles Top Sabres
WFtv.com, FL
Bergenheim added an insurance goal with 2:02 left He was wide open in front of the net, took a pass from Nielsen and slid the puck just inside the right post. The teams combined to go 0-for-8 on the power play...There was a total of 12 penalties in the ...
in UNUM US News >


Obama picks Sebelius as health secretary - official
Malaysia Star, Malaysia
By David Alexander WASHINGTON (Reuters) - President Barack Obama has decided to nominate Kansas Governor Kathleen Sebelius to head the Department of Health and Human Services and will formally announce the decision at a White House ceremony on Monday, ...
in UNUM US News >


Danis records another shutout as Isles top Sabres
Newswatch 50, NY
Bergenheim added an insurance goal with 2:02 left He was wide open in front of the net, took a pass from Nielsen and slid the puck just inside the right post. The teams combined to go 0-for-8 on the power play...There was a total of 12 penalties in the ...
in UNUM US News >


UPI NewsTrack TopNews
TMCnet
Kathleen Sebelius Saturday accepted President Barack Obama's nomination as secretary of Health and Human Services, administration officials said. An unidentified administration official told The Washington Post Obama will announce the nomination Monday ...
in UNUM US News >


Danis records another shutout as Isles top Sabres
Faceoff.com, Canada
Bergenheim added an insurance goal with 2:02 left He was wide open in front of the net, took a pass from Nielsen and slid the puck just inside the right post. The teams combined to go 0-for-8 on the power play...There was a total of 12 penalties in the ...
in UNUM US News >


Kansas Gov. Kathleen Sebelius tapped to lead HHS
Mid Columbia Tri City Herald, WA
She is also familiar with the insurance industry, a key interest group in the health care debate. Before becoming governor, she served as insurance commissioner, and her fellow state commissioners selected her to be national president of their ...
in UNUM US News >


Danis records another shutout as Isles top Sabres
KMTR NewsSource 16, OR
Bergenheim added an insurance goal with 2:02 left He was wide open in front of the net, took a pass from Nielsen and slid the puck just inside the right post. The teams combined to go 0-for-8 on the power play...There was a total of 12 penalties in the ...
in UNUM US News >


Stanford exec charged with obstructing SEC
The Money Times, India
Houston -- The chief investment officer of Stanford Financial Group obstructed a US government inquiry into a suspected pyramid fraud scheme, prosecutors say. Laura Pendergest-Holt of Stanford Financial, based on the Caribbean island of Antigua, ...
in UNUM US News >

BOSTON NEWS - Panel Recommends Sweeping Medicare Payment Cuts - KARK


Panel Recommends Sweeping Medicare Payment Cuts
KARK, Little Rock
A number of cost controls are needed to ensure the long-term viability of the nation's Medicare insurance program. That's the recommendation from the MedPac advisory panel that monitors Medicare payments. The federal Medicare program covers about 44 ...
in Insurance News >


Cincinnati Declares Winter Shelter Emergency
WLWT, OH
CINCINNATI -- A blast of cold air is putting a chill on the Tri-State and forcing health officials to declare an emergency. Cincinnati Health Commissioner Dr. Noble Maseru and Mayor Mark Mallory have declared a winter shelter emergency. ...
in Insurance News >

Insurance News - Generous benefits for top government workers - MiamiHerald.com


Generous benefits for top government workers
MiamiHerald.com, FL
Crist proposes increasing the amount taxpayers pay to subsidize health insurance for 26000 top-level state workers. Salaries of the most highly-paid workers are safe too. BY MARC CAPUTO AND BREANNE GILPATRICK TALLAHASSEE -- As mass layoffs claim ...
in Insurance News >

Insurance News - Stoneham earns over $5000 for SSOP - Stoneham Sun


Stoneham earns over $5000 for SSOP
Stoneham Sun, MA
By Staff reports Representatives from the Massachusetts Interlocal Insurance Association recently awarded Stoneham town officials a $5076 check for their completion of the new MIIA Sanitary Sewer Overflow Prevention Program. ...
in Insurance News >

DALLAS NEWS - Vegas illusionists Siegfried and Roy stage comeback for charity - Metro Canada - Vancouver


Vegas illusionists Siegfried and Roy stage comeback for charity
Metro Canada - Vancouver, Canada
The performance at the Bellagio hotel-casino was to benefit the Cleveland Clinic Lou Ruvo Center for Brain Health. The centre, which will treat brain disorders like those Horn now suffers, is set to open later this year in a building designed by ...
in UNUM America News >

SAN DIEGO NEWS - Obama's budget: huge ambitions, huge obstacles - The State


Obama's budget: huge ambitions, huge obstacles
The State, SC
Taking hits would be insurance companies, home health services, hospitals and drug manufacturers, all of which are powerful lobbies in Washington. On energy, Obama wants to reduce greenhouse gases and raise money for clean-fuel technologies, ...
in UNUM America News >


Mugabe wants Zimbabwe's white farmers out
WJLA, DC
Zimbabwe's finance minister, Tendai Biti, who belongs to Tsvangirai's Movement for Democratic Change, attended the ministerial meeting in Cape Town and asked for $2 billion - half for emergency spending on schools, health care and infrastructure, ...
in UNUM America News >


Jim and Tammy Faye Bakker's old shows up for sale
WBTV, NC
PTL, which stood for "Praise The Lord" came crashing down in 1987 when Jim Bakker went to prison for fraud after a sex scandal. The couple divorced. Tammy Faye Bakker remarried and changed her last name to Messner. She died in 2007 from colon cancer. ...
in UNUM America News >

UNUM America News - BUDGET DUEL: Gloves off, game on, Obama tells powerful lobbies - Grand Forks Herald


BUDGET DUEL: Gloves off, game on, Obama tells powerful lobbies
Grand Forks Herald, ND
President Barack Obama challenged the nation's vested interests to a legislative duel this morning, saying he will fight to change health care, energy and education in dramatic ways that will upset the status quo. By: Charles Babington, Associated ...
in UNUM US News >


Obama challenges lobbyists to legislative duel
Town Hall, DC
By CHARLES BABINGTON President Barack Obama challenged the nation's vested interests to a legislative duel Saturday, saying he will fight to change health care, energy and education in dramatic ways that will upset the status quo. ...
in UNUM US News >


Obama tells powerful lobbies: Bring it on
WIS, SC
Obama says insurance companies will fight against having "to bid competitively to continue offering Medicare coverage," but he says the move will lower health care costs. And he says banks, student loan lenders and oil companies will rail against his ...
in UNUM US News >


Enhancement of district funds also under consideration
News Agency of Kashmir, India
Jammu, Feb 28(NAK): Minister for Finance and Planning Abdul Rahim Rather today informed the Legislative Assembly that the Government was aware of the development needs of the State and priority sectors like power, roads, education, health and drinking ...
in UNUM US News >


Plenty Of Would-Be Successors To Manhattan DA
WCBS-TV New York, NY
It took me a long time to realize I was getting older," he said the news conference with his wife at his side, adding that he is in good health. His wife often repeated questions from reporters because he is hard of hearing. ...
in UNUM US News >


Despite medical advances, Queenslander less healthy
Courier Mail, Australia
Dr Walter Wood, from the Health Science and Medicine faculty of Bond University on the Gold Coast, agrees that modern mankind in some instances is showing signs of physical regression. "Of course, the majority of people in Queensland are much healthier ...
in UNUM US News >


Convicted conwoman gets dole while in jail
Courier Mail, Australia
A CONVICTED conwoman has been paid unemployment benefits by Centrelink while serving a jail term for fraud. Mary Officen, using her maiden name of Mary Dwyer, also has been paid a Centrelink widow's allowance. Working under the name of Mary Dwyer, ...
in UNUM US News >


Regulators close banks in Illinois, Nevada
IdahoStatesman.com, ID
The Federal Deposit Insurance Corp. was appointed the receiver of the banks. Heritage Community Bank, based in Glenwood, Ill., had total assets of $232.9 million and deposits of $218.6 million as of Dec. 5. MB Financial Bank of Chicago agreed to assume ...
in UNUM US News >


New cards on way following breach
North Platte Telegraph, NE
Three Florida men were arrested last week on hundreds of counts of credit card fraud for using fake gift cards imprinted with account information from the Heartland data. Authorities suspect they purchased some of the data from the thieves who caused ...
in UNUM US News >


Chinese E-Cigs Gain Ground Amid Concerns
KPHO Phoenix, AZ
The World Health Organization has said there's no evidence to back up contentions that e-cigarettes are a safe substitute for smoking or a way to help smokers quit. It also said companies should stop marketing them that way, especially since the ...
in UNUM US News >

Friday, 27 February 2009

BOSTON NEWS - Legislature opens 5th week - Monterey County Herald


Legislature opens 5th week
Monterey County Herald, CA
Assembly Judiciary plans a hearing on measures dealing with domestic violence and battery; while Assembly Ways and Means reviews a bill appropriating funds for public health programs that help people with traumatic brain injuries. ...
in UNUM Insurance News


Stanford investment officer released on bond
MLive.com, MI
Stanford and Davis misappropriated billions of dollars of investors' money and falsifed the bank's financial statements to conceal the fraud, the agency said in an amended civil complaint filed in federal court in Dallas. The SEC on Feb. ...
in UNUM Insurance News


Source: Ed McMahon hospitalized with bone cancer
WBTV, NC
AP - February 27, 2009 9:53 PM ET LOS ANGELES (AP) - Ed McMahon is hospitalized in Los Angeles, and a friend says his health problems include bone cancer. The long-time TV sidekick to the late Johnny Carson is 85. The man whose hearty "heigh-yo" became ...
in UNUM Insurance News


Big trade in Ceylinco Insurance boosts turnover on the CSE
Lanka Times, Sri Lanka
The Colombo bourse closed marginally down yesterday on a turnover of Rs.306.9 million, up from the previous day’s Rs.275.3 million, with a big trade of over 1.4 million Ceylinco Insurance crossed at a price of Rs.166, down Rs.3 from the previous close, ...
in UNUM Insurance News


Banks Asked to Pay More to Boost Fund
Washington Post, United States
By Binyamin Appelbaum The banking industry faces a $27 billion assessment this year to replenish the federal insurance fund that protects most bank deposits, further reducing the money available to support new lending. The board of the Federal Deposit ...
in UNUM Insurance News


Mayor names stimulus team
Providence Journal, RI
Besides Stark, who joined the city in October 2008 after serving as principal policy associate in the state Office of the Health Insurance Commissioners, the team will include a project coordinator, a compliance officer and two analysts. ...
in UNUM Insurance News


As Task Force Debuts, Some Ask: Who Is Middle-Class?
Washington Post, United States
Margy Waller, director of the anti-poverty group Mobility Agenda, praised the expansion of eligibility for unemployment insurance, a way to help the poor that she said is more politically palatable than loosening limits on welfare payments, ...
in UNUM Insurance News

SAN DIEGO NEWS - La Quinta AIDS doctor pleads guilty to fraud - The Desert Sun


La Quinta AIDS doctor pleads guilty to fraud
The Desert Sun, CA
An AIDS doctor with ties to the Coachella Valley faces up to 50 years in prison after pleading guilty this week to federal charges of health care fraud for giving AIDS, HIV and hepatitis patients diluted medications. On Tuesday, Dr. George Steven ...
in Insurance News >

DORKING NEWS - International Criminal Figure Pleads Guilty to $138 Million Fuel ... - PR Newswire (press release)


International Criminal Figure Pleads Guilty to $138 Million Fuel ...
PR Newswire (press release), NY
Aaron Misulovin a/k/a Albert Friedman , a/k/a Valery Vibornov, pleaded guilty before US District Judge Joseph E. Irenas in Camden, NJ , to one count of conspiracy, three counts of wire fraud, three counts of money laundering and three counts of tax ...
in UNUM US News >


Antigua to seize Stanford assets
The Press Association
A judge overseeing the civil fraud case appointed Texas lawyer Ralph Janvey as a receiver and authorised him to freeze the assets of the billionaire and his main companies as regulators pore over their finances. That includes his businesses in Antigua, ...
in UNUM US News >


What to do if you're feeling suicidal
Ottawa Citizen,  Canada
The mental health crisis line for people in Ottawa is 613-722-6914. It’s available 24 hours and there is service in both English and French. For outlying areas, including Renfrew County, Stormont-Dundas-Glengarry, and Prescott-Russell, ...
in UNUM US News >


Gulf Islamic financial institutions face risk
GulfNews, United Arab Emirates
Still, Standard & Poor's notes the squeeze that market conditions are putting on many Islamic banks and takaful insurance companies. "We see the liquidity dry-up, mounting pressure on the real estate sector in the Gulf Cooperation Council countries, ...
in UNUM US News >


Credit insurance
GulfNews, United Arab Emirates
Can I buy credit insurance? Answer: This is definitely a high priority question entrepreneurs and businesses need to be asking if they haven't considered credit insurance. You can most definitely obtain credit insurance in the UAE and across the region ...
in UNUM US News >


Illinois mystery: Placentas found in sewage system
WNYT, NY
They are potentially infectious, although health officials said the risk to the public is low. State regulations prohibit disposal in sewage systems. Champaign County Coroner Duane Northrup said he’s not entirely sure whether the placentas are human or ...
in UNUM US News >


AP Source: Obama to rescind Bush abortion rule
Forbes, NY
A Health and Human Services official said Friday the administration will publish notice of its intentions early next week, opening a 30-day comment period for advocates on both sides, medical groups and the public. The official spoke on condition of ...
in UNUM US News >


Report: Whistleblowers don't get help, protection
Hickory Daily Record, NC
The federal Occupational Safety and Health Administration is responsible for investigating a wide spectrum of whistleblower claims, including those related to workplace safety and corporate fraud. In a story last year, the Observer reported that most ...
in UNUM US News >

SAN JOSE NEWS - Fired health worker charged with 2 more killings - PR-Inside.com (Pressemitteilung)


Fired health worker charged with 2 more killings
PR-Inside.com (Pressemitteilung), Austria
© AP CANANDAIGUA, New York (AP) - A nursing supervisor fired from two jobs has been charged with killing a former co-worker and her husband in upstate New York on Valentine's Day. A lawyer for 35-year-old Frank Garcia entered not guilty pleas to murder ...
in UNUM US News >

UNUM America News - Firms defraud US govt but get contracts - Sydney Morning Herald


Firms defraud US govt but get contracts
Sydney Morning Herald, Australia
They included use of fictitious Social Security numbers, massive tax fraud, delivery of faulty parts for the military, false filings with the Securities and Exchange Commission, use of insider information to bid on federal contracts and health ...
in UNUM America News >

DALLAS NEWS - School Bus Death Settlement - WEAU-TV 13


School Bus Death Settlement
WEAU-TV 13, WI
... Jacob, will be invested for him until he turns 18. The parents sued the bus company and its insurance company in 2007. Their attorney says a final agreement has been reached to avoid a trial but it's unlikely to be finalized until late March.
in UNUM Insurance News


MPI purchases cityplace
Central Plains Herald Leader, Canada
“We have a responsibility to keep our operating costs low so we can continue to provide Manitobans with the best possible value from their public auto insurance system,” McLaren said. “Buying this building is the most cost-effective option. ...
in UNUM Insurance News


ProAssurance Hits A Home Run (PRA)
Investopedia, Canada
While it is rare for any company to come out with good earnings in the current economic climate, ProAssurance's (NYSE:PRA) recent strong earnings report is noteworthy because the company is a part of the failing insurance sector. ...
in UNUM Insurance News


Communication with kidnapped ICRC staff cut
BusinessWorld Online, Philippines
Mr. Aeschlimann said although they cannot officially confirm their colleagues’ reported health problems, the ICRC remains concerned about their precarious condition. "We know from reliable sources that they have received fresh supplies of medicines ...
in UNUM Insurance News


British police seeking radioactive fugitive
Canoe.ca, Canada
He was arrested in July 2006 and was due to go to trial in October of that year, but his poor health has forced the trial to be postponed. Mackay said Leopold had again claimed poor health as the reason for failing to show up in court, adding that he ...
in UNUM Insurance News


MSF donates ECT parts to Psychiatric Diseases Hospital
GreaterKashmir.com (press release), India
Later that year, we received grant of Rs 2.50 crore under National Mental Health Programme,” he added. Dr Shah said that 15 doctors were trained for three months under NMHP in collaboration with National Institute of Mental Health and Neurosciences, ...
in UNUM Insurance News


Phoenix Slips To Loss in Q4; Plans 250 Job Cuts - Update
RTT News, NY
(RTTNews) - Friday, Phoenix Companies Inc. (PNX: News ), a provider of life insurance, annuity, and investment products, reported a loss for the fourth quarter. As part of the financial discipline plans, the company intends to reduce workforce by 25% ...
in UNUM Insurance News


Are you still funding Gaza’s skyrocketing economy?
EuropeNews, Denmark
The Palestinian Authority continues to be led by the same corrupt cronies, and continues to provide “terrorist insurance” payments to imprisoned murderers and their families. The Abbas led PA continues to incite violence against Israel through its ...
in UNUM Insurance News


It's a first-time buyer's real estate market
Tampabay.com, FL
Either one could carry it alone, and they're confident that their jobs, in the automotive industry and in insurance, are reasonably bullet-proof. "We looked for almost two years" before buying the house last June, Stronza, 44, said. ...
in UNUM Insurance News