UNUM RATING FROM NEWYORKSHARES.COM

UNUM RATING FROM NEWYORKSHARES.COM
UNUM RATING FROM NEWYORKSHARES.COM

UNUM, THE UK GOVERNMENT HEALTH ADVISER - THE TRUTH IS TOLD

"Regulatory authorities and courts have now established that Unum/Provident Corporation, the nation's largest disability insurance carrier, was engaged in a program of deliberate bad faith denial of meritorious claims in both ERISA and non-ERISA markets." - http://messageboard.spine-health.com/viewtopic.php?id=4270

UNUM - UK & US - FORMERLY UNUM PROVIDENT EXPOSED - EMPLOYERS YOU HAVE BEEN WARNED!!

This blog exists to make corporate companies and individuals aware of tactics deployed by UNUM and their agents to systematically cancel claims made against their Long Term Disability Plan.

The images you see are real and shocking. Let them serve as a warning to companies, individuals, managers interesting in employing the services of UNUM in the UK or US for payment protection policies.

YOU HAVE BEEN WARNED!!

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

"UNUMPROVIDENT IS AN OUTLAW COMPANY"

Introduction to the UNUM Long Term Disability Scheme

"We can protect your income and help to preserve the lifestyle of you and your dependants."

This is the UNUM sales pitch which leads people to believe the payments they make will protect them financially if their physical/mental health takes a turn for the worst. How wrong one can be.

Please read my story carefully and protect yourself from a future of misery, physical/mental suffering and financial hardship. I will be naming and shaming Louise Vaughan, Stephen Brown, Stuart Lewis, Lizz Keirnan and Christine Taylor. These people employed all kinds of tactics in an attempt to refuse my claim - including advising me to take steps which would effectively make my claim null and void. Also they employed a private detective to invade the privacy of my family and I. Including camping outside my parent's house for 3 days, reporting the movements of my family, taking pictures, video and most disturbingly breaking into my car to read my private letters.

More UNUM Information

Unum Group, formerly UnumProvident Corporation, is a provider of group and individual income-protection insurance products in the United States and the United Kingdom. The Company also provides a complementary portfolio of other insurance products, including long-term care insurance, life insurance, employer- and employee-paid group benefits, and other related services. Its principal operating subsidiaries in the United States are Unum Life Insurance Company of America (Unum America), Provident Life and Accident Insurance Company (Provident), The Paul Revere Life Insurance Company (Paul Revere Life), and Colonial Life & Accident Insurance Company (Colonial), and in the United Kingdom, Unum Limited. The Company operates in three business segments: Unum US, Unum UK and Colonial. Its other segments are the Individual Income Protection – Closed Block segment, the Other segment, and the Corporate segment. Unum US and Unum UK were previously referred to as U.S. Brokerage and Unum Limited.

Saturday, 31 January 2009

BOSTON NEWS - Einigung bei Bahn-Tarifverhandlungen - WELT ONLINE


Einigung bei Bahn-Tarifverhandlungen
WELT ONLINE, Germany - 6 minutes ago
Tom Daschle, President Obama's nominee for secretary of health and human services who, according to sources, didn't pay taxes on a car and driver he had ...
in UNUM US News >

UNUM America News - All set for Deyata Kirula - Lanka Times


All set for Deyata Kirula
Lanka Times, Sri Lanka - 3 minutes ago
There is a Rs. 500 million allocation for the insurance scheme for each person who enters the exhibition premises is covered up to Rs. 10 million. ...
in UNUM Insurance News


God Damn Wall Street!
Huffington Post, NY - 6 minutes ago
Maybe a job center, a foodbank or a public health care facility. Like the rich young man, you are loving money too much and your greed is a stumbling block ...
in UNUM Insurance News


Farmer in central China sick with bird flu
The Oregonian - OregonLive.com, OR - 7 minutes ago
According to the World Health Organization, bird flu has killed 254 people worldwide since 2003, including 25 in China. While the disease remains hard for ...
in UNUM Insurance News


Large Armand Marseille Character Baby.
Auction Central News, NY - 3 minutes ago
If a return is authorized by Morphy Auctions, the item in question must be shipped, with full insurance, so it arrives in Morphy Auctions’ possession within ...
in UNUM Insurance News


MARTIN H. MILLER (American) Vintage gelatin silver
Auction Central News, NY - 7 minutes ago
Charges for dispatch, packing and insurance are billed separately. All property must be removed from AAI by the purchaser, at his expense, no later than ...
in UNUM Insurance News


PBS lists drug for heart attack victims
Brisbane Times, Australia - 4 minutes ago
Professor Phillip Aylward, from Flinders Medical Centre in Adelaide said it was a win-win situation for both patients and the Australian health system. ...
in UNUM Insurance News


Worried about retirement? Let's break it down for you
Jamaica Gleaner, Jamaica - 11 minutes ago
State Retirement Plan: Many Jamaicans forget that the National Insurance Scheme (NIS) exists to assist with retirement. True, we cry that the amounts are ...
in UNUM Insurance News


Republican governors support stimulus bill
Jamaica Gleaner, Jamaica - 11 minutes ago
But states are coping with severe budget shortfalls and mounting costs for Medicaid, the health insurance programme for the poor. ...
in UNUM Insurance News


“8 x 8”饮水原则引争议
大纪元 - 5 minutes ago
宾西法尼亚大学医疗体系(University of Pennsylvania Health System)的肾脏专家、同时也是上述社论的作者之一的斯坦利·戈德法布(Stanley Goldfarb)表示,目前人口中 ...
in UNUM Insurance News


Prime Minister discharged from AIIMS
Express Buzz, India - 6 minutes ago
... the Prime Minister for a few days, Dr Contractor will stay back for a week and the nurses for about three weeks to monitor the Prime Minister’s health.
in UNUM Insurance News

PLANO NEWS - Local Police Department Gets New Hires - MSNBC


Local Police Department Gets New Hires
MSNBC - 3 minutes ago
... not bad and the benefits are great," said Schirling. The new recruits will start out making $40000 a year along with health insurance and other benefits.
in UNUM Insurance News


Dave Says: Short-term assistance is acceptable
Anderson Independent Mail, SC - 3 minutes ago
I have an emergency fund in place, but I’m losing my health insurance, and family coverage is very expensive. Our state has a program that covers children’s ...
in UNUM Insurance News

WASHINGTON NEWS - Arranbee Hard Plastic Little Angel Baby. - Auction Central News


Arranbee Hard Plastic Little Angel Baby.
Auction Central News, NY - 10 minutes ago
If a return is authorized by Morphy Auctions, the item in question must be shipped, with full insurance, so it arrives in Morphy Auctions’ possession within ...
in UNUM US News >


Obama urges Senate action on stimulus
Washington Times, DC - 5 minutes ago
As Mr. Obama made his appeal, the White House faced a challenge on a separate front as the nomination of Health and Human Services Secretary-designate Tom ...
in UNUM US News >


Truck driver injured when truck overturns
Salina Journal, KS - 7 minutes ago
DELPHOS -- Mark A. Logan was in stable condition Saturday afternoon at Salina Regional Health Center after the semitrailer he was driving overturned on an ...
in UNUM US News >


Palate 2 Palette Is April 4
The Chattanoogan, TN - 4 minutes ago
The CFA is a non profit organization that supports the work of the Tennessee Craniofacial Center at TC Thompson Children’s Hospital and Erlanger Health ...
in UNUM US News >


Super Bowl auction would have been even better with these items
Tampabay.com, FL - 5 minutes ago
If you go on which teams have more pets named after them based on the 467000 in the database of the Veterinary Pet Insurance, it would be the Steelers. ...
in UNUM US News >


FASNY holds annual breakfast
News 10 Now, NY - 13 minutes ago
Local lawmakers were invited to hear what laws FASNY officials are asking them to pass, such as health insurance and job protection for when they need to ...
in UNUM US News >


Call in DoCs for overweight kids: doctor
The West Australian, Australia - 6 minutes ago
Dr Alexander said despite the efforts of health workers, a "family-focused" program "failed to stop or reverse the child's weight gain". ...
in UNUM US News >

UNUM America News - US octuplet mum : US octuplet mum already had six children - Newspost Online


US octuplet mum : US octuplet mum already had six children
Newspost Online, India - 7 minutes ago
... the implanting of multiple embryos which can lead to high risk pregnancies and health problems for the babies, who are usually born prematurely. ...
in Insurance News >


Matt Cooper: Union support will let Cowen down
Times Online, UK - 6 minutes ago
Benchmarking wasn’t just a one-off payment to the public sector to compensate for a perceived imbalance with the private sector: it was a fraud on the ...
in Insurance News >


AMERICAN SCHOOL, 20TH CENTURY Gelatin silver print
Auction Central News, NY - 5 minutes ago
Charges for dispatch, packing and insurance are billed separately. All property must be removed from AAI by the purchaser, at his expense, no later than ...
in Insurance News >


Warning over 'dangerous' superbug
Carrick Today, UK - 7 minutes ago
A written reply from health secretary Nicola Sturgeon states there is "some evidence to suggest that the 078 strain can cause more serious disease". ...
in Insurance News >


Building on a Democratic Dynasty
New York Times, United States - 5 minutes ago
He left the Noonan family his insurance business, which generously sold policies to anyone who wanted to do business with the government. ...
in Insurance News >


Davos forum hears of cybercrime threat
Malaysia Sun, Malaysia - 7 minutes ago
The audience was told of the danger from fraud and attacks, where trust in the whole Internet system could be undermined to the point where it becomes ...
in Insurance News >


Lot of 18: Assorted Tins.
Auction Central News, NY - 10 minutes ago
If a return is authorized by Morphy Auctions, the item in question must be shipped, with full insurance, so it arrives in Morphy Auctions’ possession within ...
in Insurance News >


How wine helps children: Charities cheer the $69.5 million raised ...
Naples Daily News, FL - 9 minutes ago
The other money is committed to four strategic initiatives: oral/medical health, early learning, out-of-school programs and social welfare. ...
in Insurance News >


FDIC接管3银行美国6家银行1月份宣告破产
中金在线, China - 11 minutes ago
美国联邦存款保险公司(Federal Deposit Insurance Corp,以下简称“FDIC”)的公告显示,佛罗里达州的Ocala National Bank和马里兰州的Suburban Federal Savings Bank 1 ...
in Insurance News >

Insurance News - 2 botanicals, watercolor, 9" x 6 1/2", monogramme - Auction Central News


2 botanicals, watercolor, 9" x 6 1/2", monogramme
Auction Central News, NY - 10 minutes ago
SHIPPING AND INSURANCE IS THE RESPONSIBILITY OF THE PURCHASER. PURCHASE IS NOT CONTINGENT UPON SHIPPING COSTS. PLEASE EXPLORE COSTS BEFORE YOU BID 5. ...
in UNUM Insurance News

DALLAS NEWS - Wall Street Execs Defend Bonuses - Gothamist


Wall Street Execs Defend Bonuses
Gothamist, NY - 8 minutes ago
I think there’sa disconnect between Wall Street and Main Street," while an insurance broker offeredd, "My bonus is ‘shameful’ — but I worked hard to get it. ...
in UNUM America News >

DORKING NEWS - Tables are turned as banks enjoy a Lazarene moment - Telegraph.co.uk


Tables are turned as banks enjoy a Lazarene moment
Telegraph.co.uk, United Kingdom - 11 minutes ago
Although Cazenove expects the toxic insurance scheme to add "100 basis points to equity tier-one capital" – which equates to around £5bn at Barclays, ...
in UNUM US News >


City to offer support for BSDC
Beatrice Daily Sun, NE - 7 minutes ago
Norm Wallman introduced LB68, which states that the Department of Health and Human Service shall not close any state-owned or state-operated facility that ...
in UNUM US News >


Admiration Cigar Plaster Sign.
Auction Central News, NY - 4 minutes ago
If a return is authorized by Morphy Auctions, the item in question must be shipped, with full insurance, so it arrives in Morphy Auctions’ possession within ...
in UNUM US News >


Red tape strands Indiana woman's baby son in Iraq
Herald Zeitung, TX - 7 minutes ago
Her husband convinced her to go to Iraq because his 86-year-old mother was in failing health. Alshemmari left for the trip almost a year ago, ...
in UNUM US News >


Saved from a ticket by an iPhone
tuaw.com, CA - 8 minutes ago
The officer who arrived to investigate asked Paul for his insurance card. Of course, that was when Paul realized it had expired the month before, ...
in UNUM US News >


Grandma: Octuplets mom obsessed with having kids
Examiner.com - 7 minutes ago
Diane G. Sanford, a psychologist and author specializing in women's reproductive mental health, said while she doesn't know much about Nadya Suleman's ...
in UNUM US News >


Iraqi elections avoid violence but complaints loom
Munster Times, IN - 11 minutes ago
"We expect fraud ... Some will try to fill these blank ballots," said Sheik Dari al-Arsan. "We will complain about these violations. ...
in UNUM US News >


White House finalises financial rescue plan
Telegraph.co.uk, United Kingdom - 8 minutes ago
He is being guided by President Obama's senior economic adviser Larry Summers, while Sheila Bair, head of the Federal Deposit Insurance Corporation who ...
in UNUM US News >

UNUM US News - How Icelandic banks cost New Zealand investors $65 million - Marlborough Express


How Icelandic banks cost New Zealand investors $65 million
Marlborough Express, New Zealand - 6 minutes ago
What "backed" means is unclear, because the reality was more like the other way round, in that Calyon paid an annual insurance premium to the Momentum Notes ...
in UNUM US News >


New Procedure Eliminates The Pain Of A Root Canal
CBS13.com, CA - 8 minutes ago
Laser treatments are covered by insurance just like a typical root canal, and the procedure can be done in one visit instead of two. ...
in UNUM US News >


Totally Random
Los Angeles Times, CA - 4 minutes ago
He's upset about the Clippers’ not “firing” Dunleavy, whom Simmons called a “fraud.” (Usually a coach is fired by the general manager. ...
in UNUM US News >

DORKING NEWS - GOP governors press Congress to pass stimulus bill - KDRV


GOP governors press Congress to pass stimulus bill
KDRV, OR - 7 minutes ago
But states are coping with severe budget shortfalls and mounting costs for Medicaid, the health insurance program for the poor. So governors, including most ...
in UNUM Insurance News


Schoenau Hoffmeister Child Doll.
Auction Central News, NY - 6 minutes ago
If a return is authorized by Morphy Auctions, the item in question must be shipped, with full insurance, so it arrives in Morphy Auctions’ possession within ...
in UNUM Insurance News


New health spa opens in Héviz
Budapest Times, Hungary - 6 minutes ago
Minister for local government István Gyenesei (independent), opened a new health spa in Hévíz last week. Almost a quarter of the HUF 190 million (EUR ...
in UNUM Insurance News


Jennifer Parrish, Go Green, Jan. 31, 2009: Can you clean and still...
Santa Cruz Sentinel, CA - 7 minutes ago
The Environmental Protection Agency EPA reports that the use of bleach can cause health effects ranging from skin and lung irritation to blindness and ...
in UNUM Insurance News


With ashes barely cool, Amish barns rising
York Daily Record, PA - 6 minutes ago
Much of the rest of the job is being covered by Amish "insurance" a fund into which all Amish in the Lancaster settlement pay as needed during the year. ...
in UNUM Insurance News


Obama promises lower mortgage costs, new loans
Wyoming News, WY - 5 minutes ago
... put forward this week falls far short of the president's vision for a bill that creates jobs and puts us on a path to long-term economic health. ...
in UNUM Insurance News


Satyam receives boost from Govt., legal immunity granted to ...
IBTimes India, CA - 9 minutes ago
... became public, the World Bank, US-based State Farm Insurance and Australian telecom major Telstra have severed their relationships with the IT firm. ...
in UNUM Insurance News


Tax issues emerge in Daschle nomination
WOI, IA - 8 minutes ago
Daschle is President Barack Obama's pick to lead efforts to reform health care. He's filed amended tax returns for 2005, 2006 and 2007 to reflect additional ...
in UNUM Insurance News


SEC accuses Brentwood advisor of fraud
Washington Business Journal, DC - 19 minutes ago
The complaint filed this week in US District Court in Middle Tennessee alleges ProTrust committed ongoing securities fraud by investing in “fictitious ...
in UNUM Insurance News


US Senate Passes Children's Health Insurance Bill
EmpowHer, AZ - 9 minutes ago
A bill to provide health insurance to more than four million uninsured children in the United States was passed by the Senate in a 66 to 32 vote Thursday. ...
in UNUM Insurance News